Partnering with wellness brands you love
to unlock HSA/FSA savings
90%+
of account holders don't realize wellness expenses can be covered by their HSA or FSA.
And the ones who do? They find out the process is ridiculously hard.
So you pay full price for everything. And every year, you're leaving hundreds (sometimes
thousands) in savings on the table.
Crates makes saving on wellness simple.
Four steps. A few minutes. Real savings.
Check your eligibility
Take a 2-minute health assessment. We'll show you which products in your wellness routine are eligible for HSA or FSA coverage.
Receive your medical documentation
Our licensed medical team reviews your info and issues your Letters of Medical Necessity, usually within hours. No doctor visits. No waiting weeks.
Shop and pay as you normally do
Buy from Amazon, your local gym, your favorite brands. Use your regular credit card. Nothing changes about how you shop.
Get reimbursed
Upload your receipt to Crates. We send it to your HSA or FSA provider. Money goes directly into your bank account.
Works with all major HSA and FSA providers
... and hundreds of others.
Don’t leave money on the table
Plans that pay for themselves.
We guarantee you'll save more than your subscription price or your money back, no questions asked.
Choose the plan that fits your wellness routine.
One Product
$39 / year
Average savings: $513
1 Letter of Medical Necessity
Limited receipt storage
One-click reimbursement
Three Products
$79 / year
Average savings: $949
3 Letters of Medical Necessity
Limited receipt storage
One-click reimbursement
Unlimited
$99 / year
Average savings: $1487
Unlimited Letters of Medical Necessity
Unlimited receipt storage
One-click reimbursement
Early access to new HSA savings tools
Frequently Asked Questions
Getting Started
Eligibility & Compliance
Reimbursements & Receipts
Trust & Security
Become
healthier and wealthier.
Join the Crates community using their HSA and FSA funds on wellness every day.
Unlock your savings